Online banking has come a long way since the days of logging on to AOL, navigating to the proper website, and inputting your user name and password. PNC Online Banking makes it easier than ever to manage your finances online.
When choosing the best online bank account for you, there are many different factors to consider. Each of us values something slightly different in a financial institution, and it’s these details that make some accounts stand out more than others.
Online banking is a convenient way to access your accounts when you want them — without having to drive to a branch, stand in line, or make an appointment. You can check balances and transaction history, transfer money between accounts, pay bills, deposit checks and more from the privacy of your own home computer.
Their options may not be the cheapest or offer the most unique features, but they still have plenty of pros that other banks don’t. Keep reading to learn more about why PNC’s online banking services are the best in class.
Easy Access to Accounts and Services
The most important thing for an online bank account is easy access. If you can’t quickly and easily log in to check your account, what’s the point? Luckily, PNC excels in this area. With PNC Online Banking, you can access your accounts from most devices, including smartphones and computers.
PNC even has native apps for both Android and iOS devices, meaning you’re covered no matter what type of phone you have. You can also set up alerts for your accounts so you’re notified whenever something changes, such as a large deposit or withdrawal.
These alerts can be helpful if you’re trying to keep track of your spending or are monitoring certain accounts for suspicious activity. PNC also offers many self-service features, such as remote closing of your account. This allows you to close an account from home without having to call the bank.
Zero-Fee ATM Network
Look, no one likes paying ATM fees, but sometimes you have no choice. With PNC, though, you won’t pay a single fee for any ATM usage. That’s right – PNC has a zero-fee ATM network, meaning you don’t have to pay anything to withdraw money from a PNC-owned ATM.
This is huge, as many other banks charge a fee for ATM usage, even if it’s just a one-time fee. PNC also offers their customers the ability to transfer money from their checking accounts to their savings accounts, even if they’re not at home. It’s easy to send money to other accounts or set up automatic transfers. This can be helpful if you’re saving up for something or need to make regular payments.
Robust E-mail and Text Alerts
Along with alerts for changes to your accounts, PNC also offers robust text and email alerts for your other PNC accounts. This includes things like mortgage and loan payments, money you’ve set aside for savings and online shopping notifications.
PNC also offers alerts for changes in your credit score if you’ve signed up for that service. These alerts can be helpful if you’re very busy and have a lot going on in your life. If you’re a stay-at-home parent who also runs the finances for a family, you’ll probably want all the help you can get. PNC’s alerts can also be helpful if you’re on the other side of that situation and have a very busy work schedule.
Robust Mobile App with Strong Security Measures
PNC’s mobile app is one of the best in the industry when it comes to security. They offer the same level of login security on their app as they do their website, and they also use biometric technology. This can be used to log in to your account with just a fingerprint, making it one of the most secure mobile banking apps on the market.
PNC also has strong account protection against hackers, thanks to their robust security measures. This level of security is important when it comes to online banking. After all, there are people out there who are trying to get into your accounts. PNC’s app is one of the best ways to combat those issues.
PNC Review: Is it the Best Online Bank?
All in all, PNC is a great online bank and is definitely a strong contender for the title of best online bank. Their online banking services are easy to use and have robust features that are helpful for just about anyone. Their mobile app is one of the best in the industry and is a great way to access your accounts on the go.
If you’re looking for an online banking solution that’s easy to use and has plenty of features, then PNC is a great choice. They offer competitive rates, a robust ATM network and a whole host of features that make banking with them easy and convenient. Whether you’re a busy professional or a stay-at-home parent, PNC’s services are sure to please.